Best In South Carolina Real Estate™: Hilton Head
2026-10-17
Hilton Head Island leads South Carolina in homes owned free and clear — 49.2% of all homes, the highest in the state. This isn’t just a sign of wealth; it’s a structural feature of a market where decades of appreciation have created a generation of mortgage-free homeowners. What does this mean for new buyers, investors, and long-term strategy? The data is clear: financial resilience is high, but entry points are narrow.
This insight is drawn directly from the ALEX Intelligence report: https://alex-companies.com/data/2026-10-17-hilton-head-free-and-clear-place-mkt
How does this compare to other markets?
Homes Owned Free and Clear, top 6 (ALEX Intelligence — U.S. Census Bureau 2024)
#1 Hilton Head Island — 49.2%
#2 Burton — 48.1%
#3 Beaufort — 38.9%
#4 Laurel Bay — 37.7%
#5 Port Royal — 30.8%
#6 Bluffton — 25.6%
Photos via Wikimedia Commons: Slide 1: danperry.com (CC BY 2.0) https://commons.wikimedia.org/?curid=93841930; Slide 2: danperry.com (CC BY 2.0) https://commons.wikimedia.org/?curid=93841873; Slide 3: Geoffrey.landis (CC BY-SA 4.0) https://commons.wikimedia.org/?curid=99237559; Slide 4: Farragutful (CC BY-SA 4.0) https://commons.wikimedia.org/?curid=47592192
Source: https://alex-companies.com/data/2026-10-17-hilton-head-free-and-clear-place-mkt
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Real Estate Strategy & Intelligence Leader. Democratized Blue Ocean Strategist & Operator.
Diane Hart Alexander, MBA, MHA
Chair & CEO, ALEX Companies
Designated Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al.
Texas License #574877-B · Broker License #565194-BB
[email protected] · +1 713.591.9902
Source data: Source: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024 · ALEX Intelligence computation
Licensed by the Texas Real Estate Commission. Broker: Alexander Tiffany Southwest, LLC · License #565194-BB.
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Director, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Director, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov



