Best In North Carolina Real Estate™: Charlotte

Lincolnton leads North Carolina in homes owned free and clear — 45.2% of homes are mortgage-free, according to ALEX Intelligence’s latest data. This isn’t just a number; it’s a signal of deep financial resilience across the Charlotte metro. In a region where many communities rely on refinancing and equity extraction, Lincolnton stands apart — where ownership is permanent, wealth is self-sustaining, and stability is baked into the housing stock. This data comes from the ALEX Intelligence report published today: https://alex-companies.com/data/2026-10-14-charlotte-free-and-clear-place-mkt. How does your market stack up? What does a 45.2% free-and-clear rate mean for long-term affordability and economic security? Let’s discuss. Homes Owned Free and Clear, top 10 (ALEX Intelligence — U.S. Census Bureau 2024) #1 Lincolnton — 45.2% #2 Bessemer City — 42.7% #3 Cherryville — 39.5% #4 Statesville — 36.1% #5 Unionville — 36.0% #6 Dallas — 35.4% #7 Salisbury — 35.4% #8 Gastonia — 32.2% #9 Matthews — 32.0% #10 Monroe — 30.0% Photos via Wikimedia Commons: Slide 1: david28078 (CC BY 3.0) https://commons.wikimedia.org/?curid=39714786; Slide 2: Algorhythms (CC BY-SA 4.0) https://commons.wikimedia.org/?curid=116199908; Slide 3: Steve Bott from Los Angeles, USA (CC BY 2.0) https://commons.wikimedia.org/?curid=54568187; Slide 4: Scott Thompson (CC BY 3.0) https://commons.wikimedia.org/?curid=51390545 Source: https://alex-companies.com/data/2026-10-14-charlotte-free-and-clear-place-mkt View and join any or all of our communities — AI, quantum, and real estate: https://alex-companies.com/reports/linkedin-groups If there's an AI, quantum, or real estate community you'd like to see us convene, tell us — this portfolio grows by request. Real Estate Strategy & Intelligence Leader. Democratized Blue Ocean Strategist & Operator. Diane Hart Alexander, MBA, MHA Chair & CEO, ALEX Companies Designated Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574877-B · Broker License #565194-BB [email protected] · +1 713.591.9902