Best In 55+ Real Estate™
2026-10-22
Fayette County leads Texas in 65+ homes owned free and clear — 65.4% of retirees live debt-free in their homes. This is not a national rank, but a state-level finding from ALEX Intelligence’s October 22, 2026 report. The data reveals a deep reservoir of retirement wealth in a community where long-term homeownership, low turnover, and intergenerational stability have built lasting equity. How does this level of financial independence shape retirement planning in other parts of Texas? What does it mean for the viability of age-restricted communities that rely on financial stability? The full report is here: https://alex-companies.com/data/2026-10-22-fifty-five-plus-fifty-five-plus-free-and-clear-county-tx-senior.
Homes Owned Free and Clear, top 10 (ALEX Intelligence — U.S. Census Bureau 2024)
#1 Fayette County — 65.4%
#2 Lavaca County — 63.3%
#3 Wood County — 60.2%
#4 Kerr County — 59.4%
#5 Llano County — 58.1%
#6 Gillespie County — 57.5%
#7 Bandera County — 56.5%
#8 Aransas County — 56.0%
#9 Burnet County — 51.3%
#10 Hood County — 44.3%
Photos via Wikimedia Commons: Slide 1: Nyttend (Public domain) https://commons.wikimedia.org/?curid=12168331; Slide 2: Nyttend (Public domain) https://commons.wikimedia.org/?curid=29711986; Slide 3: NOYB #1 (CC BY 2.0) https://commons.wikimedia.org/?curid=149104391; Slide 4: Nyttend (Public domain) https://commons.wikimedia.org/?curid=15428036
Source: https://alex-companies.com/data/2026-10-22-fifty-five-plus-fifty-five-plus-free-and-clear-county-tx-senior
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Real Estate Strategy & Intelligence Leader. Democratized Blue Ocean Strategist & Operator.
Diane Hart Alexander, MBA, MHA
Chair & CEO, ALEX Companies
Designated Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al.
Texas License #574877-B · Broker License #565194-BB
[email protected] · +1 713.591.9902
Source data: Source: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024 · ALEX Intelligence computation
Licensed by the Texas Real Estate Commission. Broker: Alexander Tiffany Southwest, LLC · License #565194-BB.
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Director, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Director, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov



