Taylor Entry-Level Homes: Can You Afford One?

Deal of the Week

Deal of the Week · 1705 T H Johnson DR, Taylor TX 76574 · MLS #2336627 · Listed by RE/MAX Associates Group. ALEX valuation $276,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $259,000 1705 T H Johnson DR, Taylor TX 76574 · MLS #2336627 Listed at $250,000, 3 bed, 2 bath, 1,629 sq ft. Listed 9% below the ALEX valuation; 10% under the local price per sq ft; price reduced 13% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188297534/1705-T-H-Johnson-DR-Taylor-TX Lower-middle quartile: $259,000 to $298,000 316 Sieders ST, Taylor TX 76574 · MLS #4130133 Listed at $293,536, 4 bed, 2.5 bath, 2,338 sq ft. Listed 9% below the ALEX valuation; 23% under the local price per sq ft; price reduced 16% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188292361/316-Sieders-ST-Taylor-TX Upper-middle quartile: $298,000 to $345,000 1941 T H Johnson DR, Taylor TX 76574 · MLS #7017588 Listed at $299,999, 3 bed, 2 bath, 1,659 sq ft. Listed 3% below the ALEX valuation; price reduced 8% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1186356967/1941-T-H-Johnson-DR-Taylor-TX Upper quartile: $345,000 and up 2707 North DR, Taylor TX 76574 · MLS #5857364 Listed at $545,000, 3 bed, 3 bath, 2,203 sq ft. Listed 13% below the ALEX valuation; price reduced 19% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1184542166/2707-North-DR-Taylor-TX

Key figures · Taylor · rolling 6 months ending Oct 31, 2026

125 homes sold in Taylor in the 6 months ending Oct 31, 2026 (down 13.8% on a year earlier).

Median net sale price: $289,990 (down 3.6% on a year earlier).

Median price per square foot: $171.

Median days on market: 50.

Median sale price as a share of the original list price: 95.6%.

119 homes for sale now, about 5.7 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

Can a buyer afford an entry-level home in Taylor today? The median price for the bottom quartile of sales is $289,990 across 125 closed sales in the rolling six months ending October 31, 2026. At a current mortgage rate of 7.18% from the Freddie Mac Primary Mortgage Market Survey (week of Nov 5, 2026), a buyer with a loan amount of $231,992 would face a principal-and-interest payment of $1,572 per month on that median price. ALEX Intelligence applied a standard affordability model to these figures to show what this means for buyers. If a seller offers a 3-2-1 buydown, the rate drops to 4.18% in year one, cutting the monthly payment by $440 and costing roughly $10,740 total. A 2-1 buydown reduces the rate to 5.18% for the first year, saving $301 monthly at a total cost of about $5,460. The data shows that 125 homes sold in this price tier over the last six months, with a median living area of 1,746 square feet. While prices are down 3.6% compared to the same period last year, the number of days on market has increased by 16.3%, suggesting buyers have more time to evaluate options. This analysis focuses strictly on the entry-level segment, defined here as the bottom 25% of sales by price. ALEX Intelligence estimate, not an appraisal. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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