Sun City Texas: Cash vs. Financed Purchases in October

In Sun City Texas, a 55+ community within the Georgetown subdivision, every single home sold in October was financed. Among the 56 closed sales recorded last month, zero were cash purchases. This pattern reflects the specific buyer profile for this age-restricted market, where liquidity constraints or investment strategies differ from the broader region. The data shows a complete absence of cash transactions (n=0) compared to 57 closings in September and 44 in October 2025. While the median close price rose 3.8% to $347,750 month-over-month, the financing mix remained unchanged from prior periods where no cash sales were reported. This suggests that buyers in this specific age-restricted community are relying entirely on mortgage financing for their acquisitions. ALEX Intelligence analyzed the financing fields across all closed transactions to determine this share. The lack of cash activity distinguishes Sun City Texas from other Austin-area markets where cash buyers often compete more frequently. For sellers, this indicates that offers will almost certainly require lender approval and standard underwriting timelines rather than immediate settlement. The median days on market for these financed homes was 36 days, down 30.8% from the prior month but up 12.5% from last year. The reliance on financing means buyers are sensitive to current interest rates, which stood at 7.11% as of mid-November according to Freddie Mac data. https://alex.realestate Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog