Spicewood Cash vs. Financed Purchases in October

Deal of the Week

Deal of the Week · 25829 Case LN # 8, Spicewood TX 78669 · MLS #5338137 · Listed by Domum Realty Inc. ALEX valuation $440,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $522,000 25829 Case LN # 8, Spicewood TX 78669 · MLS #5338137 Listed at $325,000, 4 bed, 3 bath, 2,393 sq ft. Listed 26% below the ALEX valuation; 49% under the local price per sq ft; price reduced 26% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1185502012/25829-Case-LN-8-Spicewood-TX Lower-middle quartile: $522,000 to $675,000 1025 Lake Shore DR, Spicewood TX 78669 · MLS #1233693 Listed at $639,000, 3 bed, 3 bath, 1,842 sq ft. Listed 6% below the ALEX valuation; price reduced 9% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1178341943/1025-Lake-Shore-DR-Spicewood-TX Upper-middle quartile: $675,000 to $999,000 509 Coventry RD, Spicewood TX 78669 · MLS #3978434 Listed at $749,000, 4 bed, 4.5 bath, 3,441 sq ft. Listed 17% below the ALEX valuation; price reduced 29% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1180457012/509-Coventry-RD-Spicewood-TX Upper quartile: $999,000 and up 21301 Dill CIR, Spicewood TX 78669 · MLS #4236948 Listed at $1,595,145, 4 bed, 4.5 bath, 3,667 sq ft. Listed 17% below the ALEX valuation; price reduced 28% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1071618901/21301-Dill-CIR-Spicewood-TX

Key figures · Spicewood · October 2026

23 homes sold in Spicewood in October 2026 (up 27.8% on a year earlier).

Median sale price: $690,000 (up 22.2% on a year earlier).

Median price per square foot: $304.

Median days on market: 152.

Median sale price as a share of the original list price: 88.3%.

209 homes for sale now, about 7.7 months of supply at the pace of the last six months.

Source: Unlock MLS, October 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

In October 2026, every home that sold in Spicewood was purchased with financing; zero of the 23 closed transactions were cash deals. The data shows a cash share of 0% across all price tiers, based on 23 sales where financing type was recorded at closing. This complete reliance on mortgages contrasts with broader regional patterns where cash buyers often appear in varying proportions. In Spicewood, the median sale price reached $690,000, a figure driven entirely by financed transactions during this period. The absence of cash purchases suggests that local buyers are leveraging mortgage products to acquire property rather than using liquid assets for immediate settlement. ALEX Intelligence analyzed the financing fields for all closed sales in the October window to determine the split between cash and loan-funded deals. While some markets show a mix where cash buyers compete with financed ones, Spicewood's October activity reflects a market where mortgage availability and buyer qualification are the primary drivers of closings. The median contract-to-close timeline was not reported for this specific month, but the uniformity in financing type indicates that all buyers navigated similar lending processes to finalize their purchases. This trend highlights the importance of current mortgage rates, which stood at 7.18% as of early November, influencing the affordability and timing of these transactions. For sellers in Spicewood, understanding that every buyer requires financing can help set realistic expectations regarding closing timelines and potential contingencies. The market remains active with 23 sales, but the financing structure is a consistent feature of the current cycle. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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