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Horseshoe Bay Cash vs. Financed Purchases in Rolling Six Months
By George Arnold Alexander III, MPA · Associate Broker · 2026-11-03
Deal of the Week

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range.
Lower quartile: under $432,000
611 Sun Ray, Horseshoe Bay TX 78657 · MLS #7727665
Listed at $398,000, 3 bed, 2 bath, 1,668 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 24% under the local price per sq ft.
See it on alex.realestate: https://www.alex.realestate/listing-detail/1190495614/611-Sun-Ray-Horseshoe-Bay-TX
Lower-middle quartile: $432,000 to $710,000
316 Sweet Grass, Horseshoe Bay TX 78657 · MLS #5852702
Listed at $579,000, 3 bed, 2 bath, 2,235 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 17% under the local price per sq ft; price reduced 2% from original.
See it on alex.realestate: https://www.alex.realestate/listing-detail/1186785375/316-Sweet-Grass-Horseshoe-Bay-TX
Upper-middle quartile: $710,000 to $1,292,000
101 Fox Fur, Horseshoe Bay TX 78657 · MLS #2958927
Listed at $749,000, 3 bed, 3.5 bath, 2,544 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; price reduced 12% from original.
See it on alex.realestate: https://www.alex.realestate/listing-detail/1184713141/101-Fox-Fur-Horseshoe-Bay-TX
Upper quartile: $1,292,000 and up
102 Still Water, Horseshoe Bay TX 78657 · MLS #1253053
Listed at $1,348,050, 3 bed, 3.5 bath, 3,135 sq ft. Listed 4% below the ALEX valuation; price reduced 10% from original.
See it on alex.realestate: https://www.alex.realestate/listing-detail/1187125263/102-Still-Water-Horseshoe-Bay-TX
Key figures · Horseshoe Bay · rolling 6 months ending Oct 31, 2026
- 102 homes sold in Horseshoe Bay in the 6 months ending Oct 31, 2026 (up 5.2% on a year earlier).
- Median sale price: $710,000 (down 6.2% on a year earlier).
- Median price per square foot: $297.
- Median days on market: 80.
- Median sale price as a share of the original list price: 91.1%.
- 182 homes for sale now, about 10.7 months of supply at the pace of the last six months.
Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.
In the rolling six months ending October 31, 2026, every single home sale in Horseshoe Bay was financed; zero cash purchases were recorded among the 102 closed transactions. This absence of cash buyers is a distinct feature of the current market activity in this city compared to broader regional trends where cash shares often appear.
ALEX Intelligence analyzed the financing types for all closed sales in the data window to determine the share of cash versus financed deals. The sample size of 102 closed sales provides a clear picture: the cash share is 0%, with a count of zero transactions. This stands in contrast to the median close price of $710,000 and the median days on market of 80 days observed during this period.
While the data shows no cash activity, the reliance on financing remains high. The median contract-to-close time was not reported for this specific window, but the volume of financed deals suggests that mortgage availability and rates are the primary drivers of transaction completion. With a median close price of $710,000, buyers in Horseshoe Bay continue to depend on traditional lending channels rather than liquid assets to finalize purchases.
This pattern highlights a market where liquidity for immediate cash transactions is currently absent among the recorded sales. The data reflects a consistent reliance on financing structures for all 102 homes that closed between May and October 2026.
Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing.
Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals.
Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog
Source data: Unlock MLS closed sales, rolling 6 months ending Oct 31, 2026, n=102
Cover photo: Lake LBJ at Horseshoe Bay by Eric Polk, CC BY-SA 4.0, via Wikimedia Commons; darkened, cropped and text added.
Licensed by the Texas Real Estate Commission. Broker: Alexander Tiffany Southwest, LLC · License #565194-BB.
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Partner, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Partner, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov










