Buda Cash vs. Financed Purchases in October

In October, every single home sold in Buda was financed; cash buyers accounted for zero percent of the 57 closed transactions. This complete reliance on mortgage financing occurred across a market where the median sale price rose to $361,990, an 8.1% increase from September and a 9.0% jump compared to October 2025. ALEX Intelligence analyzed the financing data for all closed sales in the city to determine the split between cash and financed purchases. The dataset shows that while mortgage rates stood at 7.18% during this period, no buyers utilized cash to close a deal. This contrasts with broader regional trends where cash transactions often appear, though specific county or regional cash shares are not available in this dataset for direct comparison. The absence of cash sales suggests that local buyers in Buda were heavily dependent on borrowing power to secure homes last month. With 57 closed sales recorded, the market remained active despite the higher cost of borrowing. The median price per square foot also climbed 2.3% from the prior month to $181, reflecting continued demand for financed purchases at current price levels. While mortgage rates influence monthly payment calculations, the data indicates that buyers in Buda continued to enter contracts and close deals throughout October without cash alternatives playing a role. The market activity remained robust with 57 homes changing hands, all through traditional financing channels. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog