Buda Entry-Level Homes: Affordability Check for November

What does it take to buy an entry-level home in Buda right now? The bottom quartile of closed sales this month shows a median price of $260,000 across 14 transactions. At the current 30-year fixed rate of 7.18%, the principal and interest payment for a standard loan on the city's median sale price is $1,962 per month. ALEX Intelligence analyzed the bottom price quartile to determine affordability for first-time buyers in this market. The data reveals that while entry-level prices remain accessible compared to the overall median of $361,990, the cost of borrowing has shifted the landscape significantly over the last year. Compared to October 2025, the median price for these entry-level homes rose by 9.0%, yet the number of sales in this bracket increased by 5.6%. This suggests that despite higher rates and rising prices, demand for affordable inventory remains steady. Buyers should note that a standard 3-2-1 buydown would cost roughly $13,392 to lower the initial rate, while a 2-1 buydown would cost about $6,804, offering temporary relief on monthly payments. The current market requires careful budgeting as entry-level homes represent a distinct segment from the broader city trends. With 57 total closed sales in October, the entry-level tier continues to be a vital component of Buda's housing ecosystem, providing options for those priced out of the higher tiers. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog