Cash vs. Financed Purchases in Marble Falls

Deal of the Week

Deal of the Week · 321 Southridge TRL, Marble Falls TX 78654 · MLS #8216325 · Listed by Keller Williams City-View. ALEX valuation $272,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $290,000 321 Southridge TRL, Marble Falls TX 78654 · MLS #8216325 Listed at $258,999, 4 bed, 2 bath, 1,968 sq ft. Listed 5% below the ALEX valuation; 9% under the local price per sq ft; price reduced 4% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1186868969/321-Southridge-TRL-Marble-Falls-TX Lower-middle quartile: $290,000 to $340,000 220 Standing Rock LN, Marble Falls TX 78654 · MLS #1587043 Listed at $319,000, 4 bed, 2.5 bath, 1,805 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; price reduced 6% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1189974348/220-Standing-Rock-LN-Marble-Falls-TX Upper-middle quartile: $340,000 to $504,000 204 Lone Cedar RD, Marble Falls TX 78654 · MLS #4034898 Listed at $449,900, 5 bed, 3.5 bath, 3,098 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; price reduced 6% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187714972/204-Lone-Cedar-RD-Marble-Falls-TX Upper quartile: $504,000 and up 103 Palmie LN, Marble Falls TX 78654 · MLS #9125207 Listed at $1,250,000, 3 bed, 3.5 bath, 2,400 sq ft. Listed 9% below the ALEX valuation; price reduced 17% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1159127286/103-Palmie-LN-Marble-Falls-TX

Key figures · Marble Falls · rolling 6 months ending Oct 31, 2026

97 homes sold in Marble Falls in the 6 months ending Oct 31, 2026 (down 4.9% on a year earlier).

Median sale price: $332,140 (down 24.2% on a year earlier).

Median price per square foot: $180.

Median days on market: 62.

Median sale price as a share of the original list price: 92.7%.

119 homes for sale now, about 7.4 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

In Marble Falls, every single home sale in the last six months was financed by a mortgage. The data shows zero cash purchases among the 97 closed transactions recorded between May and October 2026. This indicates that local buyers are relying entirely on traditional financing to acquire property in this market segment. ALEX Intelligence analyzed the closing records for the rolling six-month period ending October 31, 2026. While cash purchases often signal strong investor interest or liquid wealth, their complete absence here suggests a buyer pool dependent on lending institutions. The median sale price for these financed homes was $332,140, with a median of 62 days on market. The current mortgage rate environment plays a significant role in this dynamic. With the 30-year fixed rate at 7.18% as of early November, buyers are calculating payments carefully. The data does not show any cash transactions to compare against financed deals, meaning we cannot calculate a cash premium or discount for this specific window. This reliance on financing highlights the importance of pre-approval and understanding current interest rates for anyone looking to buy in Marble Falls. Without cash options visible in the recent sales history, buyers must navigate the mortgage process as their primary path to ownership. The market remains active with 97 closings, but the funding source is uniform across all transactions. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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