Taylor Cash vs. Financed Purchases in Sep 2026

In Taylor, cash buyers accounted for zero percent of all home purchases over the past six months. This figure is based on 117 closed sales where financing type was recorded during the rolling window ending September 30, 2026. The data shows that every single transaction in this period involved a financed purchase, with no cash-only deals reported in the sample of 117 homes. The median closing price for these financed transactions was $299,900, which is down 4.8% compared to the same six-month window last year. While the share of homes selling below the original list price dropped to 76.1%, indicating slightly stronger negotiation power than the prior period, the complete absence of cash sales suggests a market heavily reliant on mortgage financing. ALEX Intelligence analyzed the transaction records to determine the split between cash and financed purchases. The sample size of 117 closed sales provides a clear view of current buyer behavior in this price range. With no cash transactions recorded, buyers in Taylor are currently dependent on available credit at the prevailing market rate of 7.4% to complete their purchases. This reliance on financing impacts affordability calculations for new entrants. At the median price of $299,900, the principal and interest payment at 7.4% is approximately $1,661 per month. The data indicates that without cash reserves to bypass mortgage requirements, buyers must navigate the current interest rate environment for every transaction in this market segment. Looking to buy in Taylor? Get new listings the day they hit the market. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951