Sun City Texas Entry-Level Homes: Can Buyers Afford Them?

Deal of the Week

Deal of the Week · 108 Farm Hill DR, Georgetown TX 78633 · MLS #4484070 · Listed by Magnolia Realty Round Rock. ALEX valuation $276,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $322,000 108 Farm Hill DR, Georgetown TX 78633 · MLS #4484070 Listed at $270,000, 3 bed, 2 bath, 1,328 sq ft. Listed 2% below the ALEX valuation; 6% under the local price per sq ft; price reduced 5% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1182517179/108-Farm-Hill-DR-Georgetown-TX Lower-middle quartile: $322,000 to $393,000 915 Apache Mountain LN, Georgetown TX 78633 · MLS #2314819 Listed at $375,000, 2 bed, 2 bath, 1,712 sq ft. Listed 4% below the ALEX valuation; price reduced 9% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1176926010/915-Apache-Mountain-LN-Georgetown-TX Upper-middle quartile: $393,000 to $487,000 103 Black Walnut CIR, Georgetown TX 78633 · MLS #6765901 Listed at $478,000, 2 bed, 2.5 bath, 2,636 sq ft. Listed 3% below the ALEX valuation; 14% under the local price per sq ft; price reduced 4% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1190419217/103-Black-Walnut-CIR-Georgetown-TX Upper quartile: $487,000 and up 509 Davis Mountain CIR, Georgetown TX 78633 · MLS #2659132 Listed at $574,950, 4 bed, 2.5 bath, 2,853 sq ft. Listed 1% below the ALEX valuation; price reduced 5% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1189583881/509-Davis-Mountain-CIR-Georgetown-TX

Key figures · Sun City Texas · September 2026

59 homes sold in Sun City Texas in September 2026 (unchanged on a year earlier).

Median sale price: $340,000 (down 11.7% on a year earlier).

Median price per square foot: $214.

Median days on market: 53.

Median sale price as a share of the original list price: 94.7%.

115 homes for sale now, about 2.0 months of supply at the pace of the last six months.

Source: Unlock MLS, September 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

Can buyers afford the median entry-level home in Sun City Texas today? With a median closing price of $340,000 across 59 closed sales in September and a current mortgage rate of 7.32%, affordability is the defining question for first-time buyers in this 55+ community. ALEX Intelligence calculated the monthly payment on a typical entry-level purchase using the median sale price of $340,000 and a loan amount of $272,000 at the prevailing rate. The principal and interest alone would be $1,868 per month. To put this in perspective, a buyer could reduce that burden by purchasing a buydown. A standard 3-2-1 buydown costs approximately $12,648 upfront but lowers the first-year payment to $1,349, saving $519 monthly. A 2-1 buydown costs about $6,420 and reduces the first-year payment to $1,514, saving $354 monthly. The market context shows that while prices have softened, with the median closing price down 9.3% from August and 11.7% lower than last September, the cost of borrowing remains high. The median home size has also shrunk to 1,712 square feet, down 9.3% from the prior month, suggesting a shift toward smaller, more affordable floor plans in this segment. For buyers targeting the bottom quartile of prices, the key is balancing the upfront cost of a buydown against long-term rate stability. With 59 sales recorded in September, there is active movement in this price tier, but the high interest rate environment means monthly cash flow is the primary constraint for new residents entering Sun City Texas. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951