Marble Falls Entry-Level Homes: Can You Afford One?

Can buyers afford entry-level homes in Marble Falls today? The median price for the bottom quartile of sales is $326,142 across 100 closed transactions over the last six months. At a current mortgage rate of 7.28% from the Freddie Mac Primary Mortgage Market Survey dated October 1, 2026, monthly principal and interest on a 20% down payment would be $1,785. ALEX Intelligence calculated affordability using a standard scenario model based on this median price and current rate. For buyers seeking to lower their initial payments, a 3-2-1 buydown costs a median of $12,108 (3.71% of the sale price), reducing the first-year payment to $1,288. A 2-1 buydown costs $6,144 (1.88% of the sale price), bringing the first-year payment to $1,446. The market has seen a shift in affordability dynamics. The median entry-level price is down 20.0% compared to the same six-month window last year, while the number of closed sales in this segment is up 10.5%. However, the average home size for these transactions has decreased slightly, with the median living area at 2,058 square feet, down 6.8% from the prior period. Buyers should note that 95% of these entry-level homes sold below their original list price, indicating room for negotiation. With 125 active listings today and a 7.5-month supply of inventory, buyers have options to find a property that fits their budget without overpaying. Shopping in Marble Falls? Tell us what you want and we'll send matching homes as they list. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. View and join any or all of our communities — AI, quantum, and real estate: https://alex-companies.com/reports/linkedin-groups If there's an AI, quantum, or real estate community you'd like to see us convene, tell us — this portfolio grows by request. MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951