Guadalupe County: Entry-Level Homes Check for October

Can buyers afford the median entry-level home in Guadalupe County today? The median closed price for the bottom quartile of sales is $330,000 across 95 transactions in the rolling six months ending August 31, 2026. This represents a 9.8% increase from the prior six-month period and an 11.9% rise compared to the same window last year. ALEX Intelligence applied an affordability index using current market rates to determine what this price means for monthly payments. With a 30-year fixed mortgage rate of 7.28% sourced from Freddie Mac, a buyer purchasing at the median entry-level price faces a principal and interest payment of $1,806 per month based on the loan amount of $264,000. The data shows that homes are selling faster than before, with the median days on market dropping to 43 days, a 28.3% improvement over the prior period. However, the price per square foot has softened slightly to $166, down 2.4% from the previous six months. While prices have risen, the reduction in time on market suggests that entry-level inventory is moving quickly despite higher borrowing costs. Buyers should note that a 3/2/1 buydown would cost approximately $12,252 to reduce the initial rate, while a 2/1 buydown would cost about $6,216. These concessions can lower monthly payments significantly in the early years of the loan, potentially offsetting some of the impact of the current interest rate environment on affordability. Looking to buy in Guadalupe County? Get new listings the day they hit the market. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. View and join any or all of our communities — AI, quantum, and real estate: https://alex-companies.com/reports/linkedin-groups If there's an AI, quantum, or real estate community you'd like to see us convene, tell us — this portfolio grows by request. MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951